Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Central Penn Advisors
176 Cumberland Parkway • Mechanicsburg, PA • 17055
Phone: (717) 591-1700 • Fax: (717) 591-9589
• dhamilton@centralpennadvisors.com bmusser@centralpennadvisors.com

Investment Advisor Representative of Investment Advisors, a Registered Investment Advisor and a division of ProEquities, Inc. Securities offered through ProEquities, Inc., a Registered Broker/Dealer, Member, FINRA and SIPC Central Penn Advisors is independent of ProEquities, Inc. Barry E. Musser is licensed to discuss with and/or offer financial services and/or products to residents of CA, FL, MD, NC, NJ, NY, OH & PA. David Hamilton is licensed to discuss with and/or offer financial services and/or products to residents of FL, NC, & PA.